Life's not a rehearsal
Rather than leaving the future to chance, we help you plan ahead, so you can enjoy life more.
Planning is the best strategy
We are financial planners, not just advisers, so instead on focusing on products and marketing the latest and best investment ‘trends’, we focus on helping clients understand how their money will meet their needs, at various stages in life.
What makes us different
We tell people the truth about money; how much they really need! (i.e. we don’t solely focus on financial products, or play the unwinnable game of trying to chase the best or most ‘sophisticated’ investments of the month).
Who do we help?
Our clients are typically business owners, those seeking to maximise their potential for financial independence & those near retirement. We also help clients who are fully retired or financially independent but require support with estate planning and passing on their wealth to future generations.
Your journey with us
We begin by getting to know you and what matters most to you. From there, we assess your finances and begin to create a draft plan, which we then discuss and finalise before putting it into action. After that, we maintain regular contact to ensure everything stays on track.
Establish Goals
We establish your life goals, personal circumstances, aspirations and concerns.
Financial Information
We collect all relevant personal and financial data and establish your perceived risks.
Analysis
We assess your financial information, including any strengths and weaknesses, taking your goal(s) into account.
Strategy & Plan
We consider strategies and meet with the client to discuss then agree upon a plan.
Implementation
We provide recommendations & implement the plan, which can include items such as completing applications or moving assets.
Ongoing Service
We usually meet annually to monitor progress, keep the plan on-track, and consider any changes to circumstances.
Financial News & Resources
Knowledge is key to confident decisions — discover our latest news and insights to help you make the most of your money.
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2 upcoming ISA changes you should be aware of
Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. To cut through the sometimes confusing…
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Why spotting a financial scam could be harder than you think
Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters…
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6 reasons why planning for your future is easy to delay
Organising your finances and planning your future are important tasks. Yet, it’s something that many people put off. Procrastination isn’t simply a…
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Explained: When Inheritance Tax could apply to gifts
Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Yet, gifting doesn’t always mean…
What our clients say
I have been a client of Savant (David Milne Snr/Jnr) for over 30 years and have always experienced… Read more
Grant McGregor
I have been with Savant Financial for nearly 40 years and have recommended them to many of my… Read more
Colin Frew
David and his team are fantastic. I would highly recommend Savant Financial to anyone. David is so… Read more
M.Clark
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